Mortgage credit availability has increased year over year since December 2012 according to a report from the Mortgage Bankers Association (MBA) that analyzes data from Ellie Mae’s AllRegs® Market Clarity® business information tool. Web source: https://www.mba.org/news-research-and-resources/research-and-economics/single-fa This report is known as the Mortgage Credit Availability Index (MCAI). Increases in the MCAI

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